So you've earned that shiny Level 5 certificate. Awesome, right? Well, hold the party poppers. Just because you've aced the exams doesn't mean you've got a job waiting for you. This annoying disconnect between learning and earning is something we've all got to grapple with in New Zealand's financial

In a rapidly evolving financial landscape, compliance with the Conduct of Financial Institutions (CoFI) regulations has never been more crucial. Financial advisers in New Zealand are facing mounting pressure to ensure they're not just ticking the regulatory boxes but truly serving the best interests